Research On Supply Chain Financial Credit Risk

Supply chain finance model has gradually become an effective way to solve the financing difficulties of SMEs,which changed the banks' financial institutions subject of a single enterprise credit model in the past and take fully advantage of the characteristics of the industry supply chain structure and take full use of the structural characteristics of the supply chain, combined with the details of commodities tradingand focus on core businesses to provide financial support for its SMEs in the supply chain. Supply chain finance market has great potential in the field of modern finance,major banks started this competition. At the same time, booming supply chain finance is also accompanied b y risks, especially credit risk. Therefore, it is necessary to do systematic research for supply chain finance credit risk to provide a guarantee for the continued safe development of supply chain finance business.This paper is divided into five parts: The first part is the concept of sup-ply chain finance conducted in-depth analysis, in-depth understanding of the supply chain and supply chain finance; The second part details the financing mo-del and its operational process of supply chain finance, the sources of risk ofs upply chain finance and credit risk evaluation methods; The third part is to est ablish a comprehensive and adaptable supply chain finance credit risk assess-m ent system based on the conclusions of t he second part;The fourth part is on t heselected data to do empirical analysis;The fifth part is to give recommendatio n-sfor control of the supply chain finance credit risk.Based on the principal component analysis, the components of evaluation a re simplified into several main component indexes, and uses LOGISTIC regressi on model to analysis these main component indexes,It turns out that profit factor is the decisive factor affecting the supply chain financial credit risk and co me to evaluate the equation of supply chain financial credit risk.This article is part of supply chain finance application-oriented analysis, w e hope that supply chain risk control and understanding of financial supply cha in finance can play a positive role in the development, to hel p solve the probl em of financing SMEs.