Research On The Risk Management Of Accounting Operation In A Bank

Since the Chinese economy has been developing rapidly for decades, and its banking business is experiencing a dramatically booming period, the operation risk of bank counter accounting has become one of the most important factors to restrict the stability and development of commercial bank business. And this issue not only cause seriously negative influence on the reputation of bank, but also incalculable losses.Accounting counter service in bank is quite rigorous. It may lead series of consequences if just one operation doesn't adopt appropriate risk control measure, even this operation seems to be simple. And this may cause irrevocable and long-term influence. Thus, it is necessary to control and manage the risk in accounting operation, if the bank expects a long-term future and continuable development. Based on this target, it is necessary to research the risk management of accounting operation in A bank. To define the research goal of this paper, the background of risk management in domestic commercial banks is introduced firstly.According to the research in commercial bank business, the definition, feature and classification of operation risk in commercial bank are indicated. Then the reasons causing the operation risk are analyzed. Furthermore, taking the Wuhan branch of A bank as the example,research the conditions risk management of accounting operation in this branch. By utilizing the literature research method, case analysis method, while combining the work experience of the author, this paper summarizes the risk points from practice, and discuss operation risk facing in daily counter service by exploring the theory on risk management. After that, the detailed and effective risk management plan for Wuhan branch of A bank is proposed, so that the anti-risk ability of bank can be improved. Benefiting from this, the bank shall become more competitive, and the bank business shall be keep in a continuable development track.