Research Of Rural Poverty Assistance Funds Management In Gansu Province

Gansu province as a typical underdeveloped western regions, widespread poverty is its main feature behind economic development, and funding is a key factor in restricting and hindering economic and social development and reduction of poverty in poor areas. From the beginning of the 1950 s, for a long period of time, as the sole source of financial resources to poverty alleviation funds, plays an irreplaceable role. But the pattern of financial resources is often accompanied by poor funding limited scale, inefficient use of funds, and many other issues, but the farmers over-reliance on one-way input-style financial funds to make this kind of poverty is difficult to completely eliminate the root causes of poverty modes farmers. With the adjustment of the structure of household farming operations, the total amount of financial funds can not meet the needs of poverty reduction, into the formal financial institution has played a complementary role in poverty alleviation funds. However, until 2009, the commercialization of formal financial institutions intensified, rural financial institutions gradually withdraw from rural areas, the rural capital outflows accelerated. To address the widespread poverty in rural areas and the difficulties faced by supply and demand imbalance corresponding funds, mutual funds set up in poor areas organizations to some extent alleviate the shortage of funds in rural areas, poor households out of poverty existing in the process,break form due to shortage of funds The poverty of the cycle. Gansu Province in 2006 and actively explore the establishment of a "mutual funds impoverished village village development" organization, runs the organization's mutual funds despite poor farmers to alleviate the shortage of productive resources problem, but funding mutual funds organizations still rely on financial supply, "blood transfusion style " has not fundamentally changed the nature of poverty is closely related to the establishment and improvement of related systems and efficient implementation of the system of generation and mutual funds that issue. Based on this, select the mutual funds management in Gansu Province as the research object.Now the second chapter of literature and case law analysis, poor village in Gansu Province and mutual assistance representative advantages and disadvantages of mutual funds management funds early development organization to analyze and summarize the financial results the dominant mode of mutual funds The essence remains the "blood type" poverty,poor effectiveness of this mode is vulnerable to a variety of adverse factors constrained, the need for further improvement. The third chapter of the literature review, case studies in the form of Qingyang City, Gansu Province, the new model Poverty mutual funds- financial support for poor industry cooperation mode analysis and summary, the pattern found in financing, guarantee mechanism, participation Poverty Reduction, aspects of riskmanagement mechanism has the advantage, however, the specific implementation of the model in the analysis, it is still insufficient funds to run the process, regulatory capital purposes, the risk control. Chapter IV using SWOT strategic analysis of the environment in rural Gansu Poverty Reduction mutual fund for Sustainable Development were analyzed,results appear in Gansu Province run mutual funds management issues, and propose appropriate strategic responses. Chapter V combine two, three chapters on various poverty alleviation lessons mutual funds management, inadequate and inspiration, as well as mutual fund for Sustainable Development Poverty analysis, exploratory stage of mutual funds management model to complement proposed Cooperation financial support poor industry-based mode, relying on funds targeting, financial management, financing, rural agricultural insurance in four complementary mechanisms of poverty alleviation mutual funds management. In Gansu Province poverty combined with the lack of financial ability,characteristic agriculture industry has grown, after operating from cane farmers operating characteristics to full production-oriented features of the provincial situation, indicating improved mutual funds management model has promotional value.