The Construction Mode Reaserch Of Banks Supporting New-type Urbanization

At present, the domestic banks will focus on the business to give the construction of new urbanization financial support, mainly because it is determined by the party's eighteen major national future development areas. The construction of new urbanization can drive the internal demand of our country's consumption, realize the sustainable development of economy, and full of unlimited financial business opportunities. Through CN, Wan Fang and other search a large number of documents, the relevant theory is applied in practice, visited the 91 Shandong towns, not only use qualitative analysis, but also the use of quantitative analysis, Shandong Province, the current situation of Shandong Province, find a way to carry out the new urbanization in Shandong Province. The main conclusions of this paper are as follows:First, the author through visits to investigate 91 towns found in Shandong Province, the government's strong support and market mediation, Shandong Province, especially in the economic transition and other areas of urban development, urban development in the exploration of new construction in full swing, the development potential. At the same time, the research results show that the Shandong Province town economy has not achieved the regional equilibrium, and put forward the development strategy of differentiation, which means that the current town is divided into several types, and then the core region is highlighted.Secondly, the main reasons why the Bank of Shandong province to provide products services for new urbanization in the two areas. One aspect is the system, the government has not set up a reasonable system to protect banks in the field of supply and demand imbalance, in order to improve the financial market mechanism, the system must strengthen security; on the other hand, Shandong province is the low level of financial market, banks believe that the financial innovation products, provide service is very negative, passive, this phenomenon is mainly due to urban and rural areas of credit system construction is not perfect, economic construction is not used in a way of intensive.Finally, in order to establish a new type of urbanization in Shandong Province, the model of the bank provides products and services to the establishment of the new model. The author argues that the government should seize the opportunity to develop new type of urbanization, different types of cities and towns to take different strategies, the focus of urban finance business, design and development of financial products and services to meet the needs of new towns, the credit resources reasonable allocation, adjust its structure, provide a wide range of product services in direct financing, and actively cooperate with other agencies to expand the urban financial market. In addition, the bank should contact with the town government departments more closely, explore effective cooperation, and actively explore and improve the local financial market mechanism, and create a good environment, and strive to build a mobile Internet banking and other channels to achieve the increase in revenue.