Analysis Of Listed Commercial Banks Competitiveness

In the world economy has become increasingly complex and China's continued economic instability, China's banking sector is facing severe challenges, first of all, drop, operating ability of enterprise production and lower profits, increased credit risk; secondly, in 2006 the full liberalization of China's banking industry, foreign banks have poured into China's financial market China's banking industry, the competition becomes increasingly fierce. If China's commercial banks to improve competition ability, make the banking of our country in the international competition of China under the environment of fail to become a serious problem. The competitiveness of commercial banks is to guarantee the bank profitability, liquidity and security coordination, make full use of its own resources to develop their own potential, to form the ability of sustainable development. This paper establishes the evaluation system of commercial banks from eight aspects, liquidity, capital adequacy ratio, asset quality, factor analysis was performed using statistical software SPSS, through the analysis of the development of China's individual banks is not balanced, affected the competitiveness of China's banking industry, and exist problems of corporate governance is not set too reasonable, lack of innovation and personnel mechanism.The main features of this is:first, in-depth analysis of the concept and the influencing factors of the competitiveness of commercial, for further study and lay a solid foundation; second, evaluation index system of complete, clear, comprehensive perspective; third, reasonable analysis method, using the factor analysis, data is more accurate and objective. Provide a reference for China's banking industry further development and Reform...