Study On Micro Credit Risk Control Of Rural Credit Cooperatives In Panjin City

Microfinance is for those on low incomes grant small, short cycle loan behavior, is a special way of financial. Rural credit cooperatives in Panjin city since the promotion of micro credit business, not only to become a realistic choice for the operation and development of rural credit cooperatives, but also become a magic weapon for the farmers out of poverty. In support of the "three rural" development, promote rural industrial structure adjustment, and regulate the rural financial order, promoting the construction of rural credit culture plays an irreplaceable role. But in the process of rural credit cooperatives microfinance operations, due to the existence of credit environment is poor, agricultural infrastructure is weak, the farmer quality is generally not high, state support is not enough and so many problems in rural areas, the rural credit cooperatives of Panjin city can be very risky microfinance encountered in the development process, so the rural credit cooperatives to achieved rapid development in rural area must solve the micro credit risk control.According to the Panjin rural credit cooperatives microfinance business reality, elaborated in recent years the development of micro credit business achievements, in-depth analysis of various risks of the development process in microfinance, by using the method of AHP, micro credit risk control in risk method, using a combination of qualitative and quantitative to control of micro credit in rural credit cooperatives, and aiming at the problems put forward to perfect the risk control system and other coping strategies, at the same time, the paper also on how to promote the sustainable development of Panjin rural credit cooperatives microfinance business suggestions have been put forward.