The Research Of DingSheng Golden Small Loan Company Operating Status And Existing Problems In Wujiaqu City

With the development of Chinese economy, issues of agriculture, farmer and rural area, along with the financing problem of small and medium-sized enterprises and individual industrial and commercial households is increasing seriously. As the result, broadening the way of financing has become the primary solution to the problem. In this context, the small loan company arises at the historic moment, and provides a possibility to solve these two problems, the number of small loan company in Xinjiang has been increasing more and more, and the strength of it is also has been enhanced gradually, particularly in its service methods, which is more flexible. Xinjiang small loan companies play an important role in the increase of financial supply, standardization of folk financing, and optimizing of resource allocation, which contribute a lot to the Xinjing's development of economy. In nearly three years of research and practice, it is obviously showed that the flexible management methods and effective inspiring and encouraging measures of Xinjiang small loans company can not only widen all kinds of capital channel to the countryside, but also improve the ability of financial service for “three rural”. At the same time, the financial institutions form in the region has been got to rich, and financial service level configuration has been optimized. But there are some obstacles in the development of small loan company in Xinjiang to prevent it become better and stronger[1].This article which analyzes the current status and situation of DingSheng golden small loan company in Wujiaqu city finds out the obstacles to the company's sustainable development. And it is combined with foreign small loan institutions successful experience to make some suggestions for A small loan company's existing Problems.