Research On Business Innovation Of Financial Leasing Platform Based On Cloud Computing

Financing lease industry in our country has more than 30 years of development,and successively experienced start,consolidation and prosperity of the three stages of development,now the financing lease industry has become an important part of our country market economy development,to alleviate the pressure of the our country small and medium-sized enterprise financing and optimizing the industrial structure plays an irreplaceable role,only in 2015 the state council issued guidelines for many times,to urge the healthy development of financial leasing industry,visible financing lease industry in our country economy development the important position.Financing lease industry in recent years has been explosive growth,but with the rapid development of financial leasing industry,financing lease industry facing shortage of funds,and business scale development problems such as limited by geographical restrictions is revealed more,and has become the important bottleneck to the further development of financial leasing industry in our country.In the face of these problems,in this paper,through constructing the innovation of the financing lease platform business form to ease the financing lease industry in our country with many problems in development.Of financing lease P2 P trading platform and financing lease property right trading platform is used to solve the problem of shortage of funds in the development of financing lease,by way of financing lease obligee(mainly),realizes the finance lease assets out of the table,so as to revitalize the cash flow,make the financing leasing companies get their money back as soon as possible,and then to carry out the new financing lease business.The financing lease electric business platform mainly is to achieve the effective docking of the lessee and equipment manufacturers,and convenient financing lease company to launch a new business.However,these three kinds of financing lease platform is based on Internet platform of network technology,thus generally faced with high technical requirements in the development of the Internet platform,poor security prevention capacity,big costs,these questions once the deal will seriously influence the development of financing lease platform,so in this paper,by introducing a cloud computing service again to solve this a series of problems,so as to promote the development of financial leasing industry healthy and stable.Structural arrangements of this paper are as follows: Firstly,it introduces the current development of financial leasing industry,the analysis found that the main problems of financial leasing industry faces is financial leasing companies shortage of funds and financial leasing industry business model,single issues,and thus raised through financing Business leasing platform to address these issues and innovation proposed the introduction of cloud computing technology to improve financial leasing platform business model;then,cloud computing and the basic principles of finance leases were introduced for the following cloud computing in financial leasing platform It paves the way for applied research;secondly,analyzes the feasibility of the application of cloud computing in financial leasing platform and introduce cloud computing applications in all types of financial leasing mode platform;again to XX finance lease P2 P trading platform,for example,investigate cloud calculating XX finance lease P2 P platform operators in specific applications,but also for cloud computing to provide a reference in the application of other leases platforms;and finally the development of financial leasing platform and cloud computing technology in the financial leasing platform summarize,and look to the future Prospects.