Research On Developing Problems Of Financing Guarantee Companies In Guangxi Province

China's economic environment, especially the living environment for SMEs has seriously deteriorated after the worldwide financial crisis caused by American subprime mortgage crisis in 2008. In order to solve the long-term financing problems of China's SMEs and to stimulate the domestic economy after the crisis period, the Chinese government has formulated a series of policies to promote the construction of enterprise credit guarantee system. In recent years, China's financing guarantee industry developed rapidly and the number of financing guarantee companies showed explosive growth. Since 2011, the frequent occurrence of boss escaping in Zhejiang and Guangdong province, and a plurality of private financing guarantee companies cases occurring, triggered a regional financial crisis and social panic. In the regional financial crisis, financing guarantee companies become common knowledge, coming a bottleneck of guarantee industry's development. That how to effectively guide and regulate the financing guarantee companies to develop healthily and stably, and that how to effectively prevent the industry risk, become urgent problems of regulatory authorities.According to the relevant theoretical results at home and abroad, this paper analyzes the current development financing guarantee industry in Guangxi for the study of Guangxi financing guarantee companies. After comparing the modes and features of SME financing guarantee at home and abroad, some valuable revelations for the development of financing guarantee institutions have been found. And by analyzing a range of issues and their causes of the development of Guangxi financing guarantee companies from the external environment, the company's own management and the bank guarantee's mode, some corresponding policy recommendations have been made at the end of this paper.