Guarantee Ability Of Cooperation Agencies For S Re-Guarantee Company

Since 1998, the first credit guarantee agency started operations in our country, with the development of market economy and the improvement of the economic system, guarantee industry obtained development rapidly, with the function of promoting the development of the small and medium-sized enterprise financing system.However, in this process, guarantee industry faced with many problems, for example, lack of standardization, guarantee ability is uneven, industry overall credibility is low, and so on.Building a re-guarantee system leading by Provincial and municipal is one of the most direct, comprehensive and convenient way, in order to solve the above problems.Through the development of guarantee systems, on the one hand, use the policy tool to improve revenue guarantee agencies could make industry sustainable investment opportunities, promote overall capital strength; On the other hand, it can indirectly promote the normative operation and self-discipline of the industry, make the development of industry have persistent; At the same time, under the condition of guarantee system credit endorsement, industry by the average magnification increases, the financing of small and medium-sized enterprises reduces, the social benefit industry could be improved.This article is the main study of S guarantee company, according to the characteristics of the stage guarantee industry now, in combination with the conditions of the credit guarantee industry, in Shanghai, designs the evaluation system of cooperative organization guarantee ability in S guarantee company again, and this article is an effective complement of cooperation organization evaluation system now in S company;In view of the situation of different regions and provinces and cities, we can adjust part of the index and the index weight, and apply to other guarantee and guarantee agencies in practice; Regulators to guarantee industry, research units to provide guarantee agencies management countermeasures and the basis, research on the development of the industry to offer help. The research of the article centres on the guarantee practice of the company to cooperate with guarantee agencies,to control the financial risk, to promote the industry cooperation, broaden the financing channels of small and medium-sized enterprises, promoting the healthy development of the credit market in China has important practical significance.On the basis of predecessors' research,This paper determined the guarantee ability evaluation of each index, preliminary, using expert investigation method, determined the weight of each index value, through the analytic hierarchy process,and it has established cooperative S re-guarantee agencies guarantee ability evaluation system combined with fuzzy comprehensive evaluation method.This article is to guarantee for S company's existing cooperation institutions to set up evaluation system, it is the method of fuzzy comprehensive evaluation method and the effective combination of credit guarantee industry. It has strong theoretical and practical significance to the research of the current guarantee ability evaluation and operation practice.