The Supply Chain Financial Services's Diagnostic Report Of M Group

M Group supply chain finance business mainly for the supply chain to carry out financial services. In the Guangzhou and Shenzhen areas, supply chain financial model is very mature, backed by the active industrial belt, to help enterprises solve the financing problem. However, M group's supply chain finance business mainly in the Central Plains region, at low degree acceptanceof customer. In the face of new things, the company in the business management and some of the problems exposed, tend to stagnation. This paper mainly uses the method of questionnaire, interview and data research. This paper first evaluates the M group's original strategy direction, in the economic downturn and shrinking industries lead to sharply risk, strategic management and enterprise operation out of touch, enterprise resources cannot effectively achieve the strategic supporting, the company failed to timely assessment should take who as their customers, profit model should be how to adjust to upgrade. For completely unfamiliar market segments, the industry can not be in-depth examination of the internal and external environment and the company's strengths and weaknesses, the entry or exit which areas. In terms of business, the business operations, risk control, organizational processes and human security and other aspects of the problem. The lack of senior business personnel, can not effectively traction operation team forward, slow process, serious internal friction. Risk control departments of the risk control is insufficient, can not dig the potential risk. Some problems are universal, how to solve these problems, for small and medium enterprises has reference significance.In order to avoid the obstacles that can not be overcome, integrate the existing resources, and strive for potential resources, put forward the integration plan and development strategy under the new situation of land port logistics port and mobile internet. Is proposed in this paper traditional supply chain finance model (including generation collection mode, agent procurement model, import and export mode, the pledge of warehouse receipts pattern, and the pattern of factoring), the use of Internet tools (including the third party payment, B2B financing, big data credit analysis, business platform), you can expand the breadth and depth of the company contact industrial customers, operating procedure is simplified, conducive to the formation of a sound business loop. In addition to design a risk control system, the configuration of the corresponding management departments and personnel, in the loan before the loan in all aspects of the control node set. These solutions are not only beneficial to the development of M group's business, the logistics park, the Internet also has a certain Internet financial enterprises. In the logistics park to carry out Internet banking is the original line of the logistics and financial upgrade form, you can expand the revenue structure of logistics finance, increase profit point, and greatly reduce the cost. The introduction of Internet banking in the logistics park, research in the sub sectors of the solution has a practical significance and feasibility. The logistics park and the Internet cross-border integration of financial services, to provide customers with more value-added services, so that customers more sticky, a single business activities into commercial ecology.