Study On The Impact Of Foreign Strategic Investor With Holding And Unloading Chinese Commercial Banks

After the reform and opening, everbright bank takes the lead in the introduction of the Asian development bank as a strategic investor, became the first introduction of foreign strategic investors in domestic commercial Banks, then a societe generale introduce three overseas strategic investors, become the largest commercial Banks in one-time investment, marked the domestic commercial Banks to introduce strategic investors into the boom phase, by 2015, domestic commercial Banks to introduce strategic investors to 27.Strategic investors a reference for the improvement of the corporate governance structure, to enhance the efficiency of management and the enterprise risk prevention ability enhancement has a vital role.After 2008, the international and domestic economic market and the macro economy, the influence of foreign strategic investors are underweight or even out of domestic commercial bank shares.Along the way, our country commercial bank has experienced the reform, development and mature process, the introduction of foreign strategic investors on the reform and development of China's commercial Banks have played a positive role.In the process of development, the introduction of foreign strategic investors and drop out of the influence to our country commercial bank with always, in the development of China's commercial Banks play a positive role at the same time, also brought the influence of other aspects.Strategic investor's exit will have great influence to our country commercial and what impact, are issues worthy of further research, at the same time, for strategic investors exits, weaken the impact of China's commercial Banks should take preventive counter measures were studied.This paper, taking an example of societe generale, the use of total assets profit margin, net profit margin and cost income ratio, capital adequacy ratio and non-performing loan ratio, rate of bad loan provisions, such as six indicators for the introduction of strategic investment or withdraw from the governance structure of bank, the profit ability, the influence of the risk control ability and so on were analyzed, and the analysis results show that the introduction of strategic investors can effectively improve the bank's governance structure, and the management efficiency and risk prevention ability;But the bank's strategic investors to pull out only a certain impact on the governance structure, as Banks during the period of introduced strategic investors, its advanced management idea, management methods and advanced technology has has profound and long-term impact on the enterprise itself, as a result, efficiency of bank management and risk prevention capacity is not as strategic investors to pull out and have a significantly lower.Finally, through to the overseas strategic investors to buy into and analysis of the holdings of bank shares to strategic investors in China introduce relevant policy formulation and selection of commercial Banks to introduce strategic investors and strategic investors provide a certain amount of exit mechanism of the enlightenment and reference.