Research On The Prevention Of Risk Based On Engineering Machinery Enterprise Supply Chain Finance

Supply chain finance is a kind of financial mode, which is determined through the industry supply chain, using the core enterprise's credit level to provide finance services for the node enterprises by the commercial bank. Because of the characteristics of engineering machinery industry sell on credit and zero down payment of credit sales as well as financing lease, mortgage loan guarantees, bank credit risk gradually began to expose.This article firstly based on the present situation of engineering machinery industry supply chain features in China and the current finance situation of small and medium enterprises, design three kinds of financing mode and elaborate the risk factors; then analysis the potential problems in the development of the engineering machinery industry supply chain, come to being bad debts of the credit risk, and analysis the supply chain financial credit risk factors, conclude the risk source of financing for small and medium enterprises, the core enterprise, supply chain operations, the macro and industry conditions, construct a supply chain financial credit risk system, use the BP neural network to evaluate the supply chain financial credit risk, provide a reference according to the commercial bank credit supply chain financing. Finally, the measures to precaution the risk:of supply chain financial are put forward from three angles of commercial banks, enterprises and government.