Study On The Credit Risk Evaluation Of Online Enterprise Financial Supply Chain

At present, the financing of small and medium-sized enterprises is very difficult, the reasons for which are including the faultiness of financial system, the management lack of standardization, the less of mortgage assets and small scale, etc. As the small and medium-sized enterprises play a very important role in the economic development, the financing difficulty of small and medium-sized enterprises is an urgent problem to be solved now. With the rapid development of supply chain finance, commercial banks which are not convenient operate choose to cooperate with small and medium-sized enterprise, supply chain finance started the Internet revolution, online enterprise supply chain finance mix all aspects of the transaction and the supply chain structure features together which ensure the source of funds for the supply chain of small and medium enterprises. Scholars came to realize the potential of the development of online enterprise supply chain finance, thereupon scholars turn their research focus from offline to online, online enterprise supply chain finance has become a new field.First, in the review of research status at home and abroad, the author expounds the related theoretical basis, emphasize to analysis the online business of financial supply chain financing model, and define electronic warehouse receipt financing mode as the study object in this thesis.Secondly, according to the combination of commonness and individuality to build an index, then through the questionnaire survey of indicators were reliability and validity analysis, in order to confirm the electronic warehouse receipt financing mode of credit risk indicators.Once more, the evaluation method of electronic warehouse receipt financing mode adopt a combination of AHP and entropy method to calculate the weight, and through the fuzzy grey relation projection method to evaluate the credit risk.Finally, aiming at the selection of evaluation methods in this thesis, the author calculates the credit value size of different enterprises in Clothing-sc, Car-sc, Chemical-sc, Plastic-sc four supply chain. Furthermore, the author puts forward risk prevention measures from two aspects of supply chain internal and external.