The International Comparison Study Of Evaluating Financial Education Programmes

The past three decades have witnessed a more complex and professional financial market as well as a trend of commercialization in the pension plan designation, both requiring a higher personal financial capacity. Therefore, financial education, as a must for the effective management of personal finance, has gained a wide concern, and the national education is imminent. The popularity of the national financial education and the construction of financial education system are ambitious, long-term and arduous takes. However, promoting financial education programmes which are based on specific requirements can make the financial education system better in refernence to the experience of developed countries. Understanding whether financial education works, how it works and what are the most appropriate methods for evaluating financial education programmes are key components of the study of evaluation.In order to improve the financial education system and put forward the suitable evaluation scheme, the international comparison study of evaluating financial education programmes is mainly summarized in this paper by using the method of bibliometric analysis and the case study method. At first, financial education and the evaluation are defined. And then, the method of bibliometric analysis is used to compare the basic information of the financial education programmes, the process of the evaluation, and the data collection methods among different countries. Then, a framework for evaluating financial education programmes is proposed by using the case study method, which is based on the five-tier evaluation framework, the traditional model approach, and the framework as continuous learning circle.