Banking Financial Risk Analysis And Preventive Research

After the reform and opening up, as China's economic development, especially in the financial sector is also rapidly developing banking institutions. From the current situation at home and abroad to start banking and financial risk research, the concept of banking risks, characteristics and formation mechanism were analyzed, using access to information, research, the transfer of data in the field, theory and empirical analysis methods, combined with Baoding credit risk status of the area of non-banking financial institutions and banks are facing the banking industry, operational risk, market risk, liquidity risk and moral hazard and banking risk factors were comprehensive in-depth analysis. On the basis of the above analysis, we proposed to prevent, eliminate banking financial risks, prevention and control measures to prevent the seven other financial risks to the banking sector spread: to build credit environment, accelerate the construction of credit system, strengthen financial risk monitoring and analysis, private lending norms actively promote the implementation of the deposit insurance system, effectively resolve historical issues, effectively guard against financial risks of real estate may bring effective control over the Internet and financial risks. Finally, on the status of economic and financial globalization and the rapid development of Internet banking is proposed to prevent and defuse financial risks the banking field for future research directions and recommendations.