Research On Risk Management Of C Financing Guarantee Corporation

Financing guarantee agencies mainly sell their credit to provide credit financing service for Small and medium-sized enterprises. Most of them Have development prospects,but their Bank loan collateral are insufficient. So the financing guarantee is a choice for the financial institutions to spread the risk of credit. Guarantee agencies are similar to those of most of the financial institutions, they also have risks. So guarantee industry is used to be compared to a “candle” industry. Main business of the guarantee agencies is credit,risk is the focus of its management. After customers unable to repay bank loans, guarantee companies will be compensated. So a good risk management techniques for guarantee agencies for institutions is essential for the long-term development. To conduct the thorough research to the risk management of financing guarantee agencies, not only on the organization’s management level and enhance the role of, but also to guarantee industry healthy and sustainable development has played a promoting role. In recent years, with the constant improvement of guarantee industry regulatory environment, financing guarantee agencies to create a good social and economic benefits.This article through to explore the status quo of the financing guarantee company C, as well as to the financing guarantee company C analysis of the related contents in the risk management, and through the actual project cases investigated to find that C financing guarantee company in risk management, and proposes the corresponding improvement measures. This paper first describes the background of financing guarantee companies in our country, research of the meaning of risk management to guarantee companies and two research methods; Then analyzed the financing guarantee company C of the defects in the risk management, and through actual cases to prove; Finally aiming at the deficiencies in risk management improvement countermeasures and Suggestions are put forward.