The Study On The Product Design Of Life Insurance Trust

Life insurance trust combines insurance and trust and uses the integrated advantages to serve the applicant. On May 4, 2014, Prudential and Citic trust launched the first single insurance trust, Opened a new era of the development of China life insurance trust. However, due to the beginning, the whole society does not have a well understanding of the life insurance trust products, it is necessary to make a deep research for the life insurance trust and the product design.This paper will expound on the basic theory of life insurance trust firstly, next, we'll analyze the potential market demand of life insurance trust products in our country, thirdly, we make a comparative research for the development of life insurance trust product at home and abroad, Based on it, we'll explore the design principles of our country's life insurance trust product, And further give three concrete design schemes of life insurance trust products.