Research On The Development Of Inclusive Finance In China From The Perspective Of Internet Finance

With the continuous development of the economy of our country, how to expand the range of financial services, make more financial benefits of beneficiaries, to promote balanced allocation of the balanced development of economy of our country and household wealth, become a problem to be solved in current. Internet banking with its equality, openness, democracy, sharing, collaboration, inclusive, and other characteristics for the development of Inclusive Finance provides a new perspective. In recent years, the government clearly put forward the development of Internet banking to achieve financial coverage. In the context of the policy to provide specific financial ideas of the Internet has become an important issue of theoretical research. From this perspective, this paper studies the development of Inclusive Finance in China from the perspective of Internet banking. This paper presents the development of Internet banking to promote the development of inclusive financial China ideas based on research at home and abroad, then refer to the financial function theory, information asymmetry theory, industrial organization theory and the theory of financial repression and Financial Exclusion, on the Internet financial concepts, characteristics, mode and connotation of Inclusive Financial requirements and are analyzed. Further demonstrates the development of Internet banking to achieve inclusive financial role, based on this reference to the United States Internet financial development and successful experiences, finally put forward the conception of Internet banking in China under the perspective of inclusive financial development, including to build Internet financial wealth management platform, to build Internet Finance to build small and micro financial services platform, to to build Internet financial benefit farmers financial services platform, and puts forward some concrete measures And advice.