Report Of SMEs' International Trade Financing In Bank A

As China's ability to participate in the global economy continues improving, import-export trade scale of China is enlarging, and the demand of international trade finance for foreign trade enterprises is increasing, which provides the advantage for the bank to develop the trade financing business. As a new way of financing, international trade financing has become an important measure of merchant banks to increase the customer base and intermediate income. At the same time, with the speeding up of the commercial bank internationalization, speeding up of the development of international trade financing business has become an important means to improve the overall competitive and profitability.However, for small and medium enterprises which have made significant contribution to China's export, developing the international market is still in serious difficulties. A lot of China's small and medium-sized export enterprises rely on import and export business to develop international trade finance, but financing difficulties have become a barrier that impedes further development. Over the past few years, our government has taken many measures to resolve the issue of the capital limit faced by the small and medium-sized enterprises. The shortage of capital is more or less resolved to a certain extend. However, due to the constraints of all aspects of factors, banks are still have the thinking --"significant light little" in international trade finance business, which greatly hindered the development and the financing needs of small and medium export enterprisesBased on the current situation of SMEs' having difficulties in international trade financing, this report focuses on analyzing the present situation and existing problems of the bank about international trade financing of SMEs by accessing to the investigation and the method of combining theory with practice, summarizing strengths and pointing some problems the bank is facing. Based on the analysis above, the report puts forward specific countermeasures on how to improve A bank international trade financing of SME management. Finally, the report makes some suggestions to help to promote the commerce banks' international trade financing further development, obtaining the enterprise and the bank double wins.