Research On Financing Risk Management Of Patent Pledge Project In W Enterprise

Patent pledge financing as a modern financing channels, the current market share is relatively low, not become mainstream credit channels, but there is a larger space for development. In the future for a long period of time, will become an important financing channels for smes. In addition, the implementation of the patent pledge financing, and market economic development law is compatible with the. But from the perspective of financial institutions, the enthusiasm of participating in patent pledge financing is relatively low, and investment into this area is relatively small credit funds, the number of successful financing of enterprises is relatively low. This is because the risk of financial capital has high patent pledge, intellectual property and value evaluation are difficult, the relevant legal system is not perfect, the property market is not active, so the commercial banks in the patent pledge financing business,tend to take a cautious attitude.This paper uses empirical research methods, selects the W enterprise patent pledge financing project as the research object, carries on the analysis and evaluation of the project financing risk, find out the reasons behind it, and put forward the countermeasures and suggestions, promote patent pledge financing business healthy development. In solving the problems of intellectual property pledge financing of W enterprises, at the same time, to provide theoretical guidance for financial institutions to implement the patent pledge financing business. The financing risk management of enterprise patent right pledge, to make full use of the value of intellectual property rights, improve the financing capacity of enterprises, improve and perfect the legal system of intellectual property pledge financing, have very important practical and theoretical significance to resolve the difficult problem of financing of small and medium-sized science and technology enterprises.The risk of W project financing enterprise patent analysis, using the theory andmethod of project risk management, project risk identification, risk assessment,including liquidity risk, credit risk, legal risk, and then use the AHP method to conduct risk rating, W enterprise patent pledge financing risk evaluation value is56.21625 the results show that the overall level of risk, project financing of higher W enterprise patent pledge, need attention, at the same time, the appraiser's risk attitude,technology maturity, the scope of patent protection, financial status and management team of risk assessment values are relatively high, should be controlled. On this basis,combined with the enterprise innovation management of intellectual property pledge financing risk management and puts forward countermeasures, including :establishing and perfecting the patent pledge financing evaluation system, establish the patent pledge financing creditor risk sharing mechanism. Strengthen the construction of enterprise's own ability.