P2P Illegal Fundraising Case Study

P2P(peer to peer)is means to a small sum of money gathered to lend money to individuals or organizations of a business model.Its role in the market is to achieve the organization or individual financial development,improve the trading system.P2 P network lending platform is a combination of P2 P lending and Internet banking Internet banking services.The lending process is done online,it is a new form of trade network and inseparable,it appears to improve the private lending and borrowing convenience,network combination will be the future trend.But at present some domestic net loan platform is contrary to the original intention,change the previous mode of operation,because Vietnam to participate in the transaction intermediary boundary,the implementation of a series of acts such as the typical pool of funds,even in violation of the provisions of relevant laws and regulations.In the process of operation platform,to high returns to lure,commitment to break-even servicing an illegal absorbing public deposits,suspected of the crime of illegal absorb public deposits and the crime of fraud of the funds.They make a lot of money does not return investors and disturb the order of the market economic order and financial management,caused serious social harm.So in the point of view of the criminal law,it is necessary for us through criminal law means to regulate these behaviors.