Research On The Endowment Insurance For Urban Single-sex Groups

In the 1970 s, in order to alleviate the population expansion to bring economic and social development of the enormous pressure, China began to implement the family planning policy, resulting in a large number of one-child family, one-child families has become a popular family structure.However, the one-child family is essentially a family risk,according to the data that are at least 76 thousand families become lost family alone, every year in our country soon, China will have 10 million families to become lost family alone, lost independence groups reached 20 million. In rural areas, if the first child is a girl, can be allowed to have a second child, which is the implementation of more than 1.5 child policy.The city is relatively strict family planning policies, leading to the city's one-child families in the city is much higher than that in rural areas, which will inevitably lead to more lost independence groups in the city. Although with the family planning policy adjustment, the second policy fully liberalized, extent can reduce number of loss of independence, but can not completely eliminate the loss of independence, lost the only problems will emerge lost independence groups also old-age security problems.This paper firstly for the loss of independence groups, old-age security, loss of independence groups of old-age security and urban lost the concept of a special group of old-age security defines and expounds the related theories, and then through the origin of the city lost only group, survival analysis, and through and rural lost only group and the urban empty nest elderly in comparison: loss of independence to urban population quantity, social capital loss, spiritual comfort for the deletion and economic support resulted in a lack of urban unemployment only group and rural lost only group and the empty nest elderly in city compared to the uniqueness of.Urban populations suffer the loss alone, "white-haired people who sent hair" great pain of facing unimaginable stress, but also worried about old age pension problem, and they desperately need in the material, spiritual, pensions are met, but they are faced with financial difficulties, lack of life care, spiritual solace as well as the lack of pension and other pension institutions stay difficult dilemma.Then from the perspective of responsible government theory and social support theory and social welfare theory, the plight of the city lost only group pension analysis, to get to know their retirement needs, and from the government, social, community three levels found urban unemployment only group old-age security has low economic assistance to and support standard differences in the level of high, low coverage of support system, assistance in the form of a single, much to assist the economy, community endowment level low, limited social assistance ability problem.Through the pension system of some of the developed urban unemployment independence groups and the United States lost the only group pension valuable experience, summed up should improve the pension system must be a sound legal system, the role of the government's leading role and mobilize social forces to participate in the pension.Combined with China's loss of independence groups of pension demand,finally puts forward from the system of laws and regulations construction:improving loss of the laws and regulations of the pension alone group,increase for the standard, to set up the loss alone group special support fund, remove restrictions on loss alone groups adopted conditions,put forward from the organizational system construction:Improve the social insurance mechanism of, establish a unified multi-level support system,further adjustment of family planning, reduce the number of lost independence;proposed from the platform construction: mobilize social forces to participate in the independence group pension,integration of community resources, improve the level of home care,reduce the entry threshold, to set up endowment institutions of the loss alone groups;put forward from the team building:create a good social atmosphere,guide social organizations and volunteers to participate in helping.In this paper, the city lost population pension alone the problems in research designed to improve China's urban population alone lost pension, let lose independence groups for the elderly, the old can be depended on, and the feeling of happiness.