Investigation And Analysis Of The Management Status Of Personal Credit Information Files In China

With the establishment and development of the socialist market economy,our country financial industry into a period of rapid development,the rapid development of financial industry of our country forward new requirements on the construction of personal credit file management system,promote the perfection of our country personal credit archives management system,enrich the content of personal credit file management in our country,to make our country personal credit file management institutions to make appropriate innovation.The author will from the current situation of personal credit file management,through the analysis of the achievements of China’s personal credit file management process and the existing problems,and puts forward the appropriate countermeasures to solve these problems,finally raises expectations about the future of the personal credit file management in our country.The focus of the research focuses on "the people’s bank of China credit reporting center personal credit database file" represented by the official credit archives management institutions and represented by "credit sesame" class eight enterprise credit archives management institutions,and governments at all levels set up personal credit files of the public web site.The author hope that through these analysis,for the future theoretical research and the construction of personal credit archives management system of China personal credit file management system in our country the development of practical application,provide possible reference and reference.