Study On Current Situation,Difficulty And Countermeasure Of Finance Supervision And On County Level

Financial system plays a key role in national economies,and is vital to economic security and stability.An economic system may not function in a sustainable way without robust financial support.With economic boom,different forms of financial service emerges in China in recent years,resulting in different forms of financial institution.This may bring about potential threat to financial system.The financial crisis of 2008 has caused wide-spread trouble for many countries globally,and is a lesson for financing industry of China.The supervisory mechanism is characterized as “one bank plus three committees ”,and there exists common problems such as blurred responsibility,low capability and inefficiency.The information exchange,resource sharing and cooperation between different supervisory departments still suffer certain problems.Within the supervisory framework,supervisory system on county level is unable to satisfy the need of financial development,with weak administrative authority.This pose as a common problem for county-level financial development.Chapter 1 briefly describes the research background and research significance,by synthesizing the state of art of existing researches.Besides,it justifies the selection of J county as a case suitable for the research objective,and explicates the research design and methodology adopted.Chapter 2 exemplifies the concept,goal and characteristics of county-level financial supervision,and provides the theoretical underpinning of this study.It also provides a detailed description of supervisory institution in J county.Chapter 3 takes financial supervision work as a case,and examines the problems,including commonly found problems such as poor supervision,low-level coordination,un-favoring environment,and weak supervisory power,as well as the problems unique to J county,including non-independent supervisory department,et al.Possible causes of these problems are also investigated.Chapter 4 briefly introduces the J county,combined the actual place to strengthen financial regulation to carry out a series of exploration practices and the deficiencies,and other places of some good practice is worth learning from.Chapter 5 is aimed at figuring out the solutions for the identified problems.These include legislation and regulation,revising the supervisory system design,strengthening local supervisory power,improving cooperative work,lifting government intervention,setting up financial security zone.