The Design And Implementation Of The System Of Cost Controlling Of Some Property Insurance Company

With the continuous development of insurance industry,the competitive pressure in insurance industry increases.How to improve the company's market competitiveness and develop the company into a modern insurance company has been the uppermost priority of insurance companies.Blind market expansion has been inadvisable.How to make the best use of the human resources,material resources and financial resources to create a greater value while reducing the operation cost has become a useful method for insurance companies to enhance the competitiveness.Reduction of operation cost needs to conduct an overall management for the operation cost,supervise and control all the links from the budget to expenditure and reimbursement,so as to achieve the expected control propose.For the implementation of this propose,the insurance company promotes greatly for the cost management and control system.Through the implementation of major models such as budget application,advance application,cost reimbursement,contract management,fund management and investment management,all links of the operation cost can be controlled.Meanwhile,by analyzing and concluding the past data,cost use can be adjusted,so as to achieve the goals of saving operation cost and enhancing the ROI,thus improving the company competitiveness.In this paper,a nationwide property insurance company is taken as the research subject,and a plan of B/S structured cost management and control system has been designed on the basis of information collection,work process application and resource management.The system can be stably used in mutual platforms and mutual environments.The tests show that the system can meet the application demands of stability and integration.It can also effectively fit the actual business process of insurance company,achieve the goal of reducing operation cost,thus providing a feasible method for the information establishment of insurance company.