The Loan Default Risk Prevention Analysts Of Corporate Customers By Hua Xia Bank SY Branch

With the development of social economy,the banking industry plays an important role in promoting the development of small and medium-sized enterprises.Meanwhile,the banking industry plays an important role in the credit investment of small and medium enterprises.But in the process of investment,because of the small and medium-sized enterprise customer loan defaults,will bring greater economic losses to the development of the banking industry,strengthen the prevention of the risk of corporate customer loan default risk,become the current commercial banks in the development of credit business,must consider an important issue.The in loans to corporate customers default risk prevention research,according to the actual situation of SY branch of Huaxia Bank of discussed sy branch of Huaxia Bank in response to customer loan default risk process,how to make decisions,and at this stage of Huaxia Bank sy branch of the actual situation of launched a research and analysis,analysis of the default risk factors including what aspects of corporate default feature,financial situation and default factors were studied and analyzed.In the process of research,this paper mainly analyzes the main ways,institution arrangement and control technology of the risk control of enterprise loan at the present stage of SY branch of Huaxia Bank.At the same time,the main problems of the SY branch of Bank of China are studied,and the corresponding risk prevention measures are put forward.