China Agricultural Bank Q Branch Bank Corporate Loan Risk Prevention Research

In recent years, the international financial market volatility, the deepening of financial globalization, the risk control of commercial banks has been an important issue in the international and domestic financial sector. In the business of commercial banks in China, credit business for the quality, structure and proportion is an important basis for evaluating the efficiency and competitiveness, and credit risk is credit business should first consider the factors, so as to improve the quality of credit assets, strengthen the management of credit risks has become the primary task of commercial banks. To analyze the reasons for the formation of credit risk of commercial banks, to solve the problem of credit risk control, to ensure the safe operation of China's banking system, to achieve sustainable economic development, the significance is very important. In view of the above situation, the Agricultural Bank of China Q branch of credit risk prevention and prevention methods were studied.This paper mainly for Q branch of the Agricultural Bank of China is currently facing credit risk condition, draw lessons from the domestic and foreign research achievements, absorbing domestic and foreign credit risk related theory, through the data analysis of empirical research, the article puts forward Q branch credit risk prevention measures and ideas. Then it analyzes the current enterprise risk rating and credit risk quantitative analysis system. Using the fuzzy evaluation method, the fuzzy evaluation model of credit risk of Q sub branch is established, and the empirical analysis is carried out. Finally, from the line of practice, respectively, from the external and internal two angles of the bank system to prevent and control the risk of credit.In this paper, qualitative and quantitative analysis, inductive analysis, comparative analysis of research methods, and in the collection of a large number of data and full research on the basis of the studv.