Study On Rural Credit Cooperatives Reform In Hunan

Rural credit cooperatives is a special institution for rural areas and farmers, its development not only can drive the local economic development, promoting rural progress, at the same time to the improvement of the rural financial market and financial products, such as the rich play an important role. In 2003, the state began to conduct a comprehensive reform of rural credit cooperatives, reform focused on their own system adjustment, the processing of problems left over by history, etc., in order to better serve agriculture, rural areas and farmers, and provide support for the rural construction. To coincide with the national policy, comprehensively promote rural economic development, carry out the implementation of a series of reform measures to deepen the reform of the rural credit cooperatives in Hunan province in 2010, the effect will be the further reform of reference work in the future..By collating and summarizing a vast amount of literature, this paper adopts the normative analysis and empirical analysis, qualitative analysis with quantitative analysis method of combining the study. First of all, both inside and outside your country related research results in its reforms of rural credit cooperatives and summarized; Retrospective analysis of rural credit cooperatives reform and development; To its reform effect to collect data and scientific analysis and evaluation, from the before and after the reform of rural credit cooperatives governance structure, the effect of operating conditions, agriculture business about the different aspects of analysis; Again, through the effect analysis and evaluation, and summarizes the problems existing in the reform of rural credit cooperatives, including chaos unclear property rights and governance structure, the business, the provincial association pattern of defects and the external environment influence; Finally, in view of the above five problems, targeted solutions and Suggestions respectively, provides direction to the success of reform of rural credit cooperatives in Hunan province, has important theoretical and realistic significance.