Research On The Competitiveness Of Chinese Financial Service Industry From The Perspective Of Regional Comparison

The financial services industry has become one of the main elements to promote the development of today's social and economic,more and more is also high in the position in modern social economy,the financial globalization trend is obvious,the financial services industry has been at the core of modern eco nomic society.The competitiveness of the financial services industry is now available to measure a country or region economic development level.The financial services industry has a pivotal position in the national economy,the study of the competitiveness of the financial services industry is of great significance.At present,the regional economic development imbalance is obvious,China's economic development level and the topography of China,on the other hand,reduced gradually from east to west,as is closely related to the level of economic development level of financial development,generally have the characteristics of decline gradually from east to west.As the pace of economic development faster,the differences of regional economic development in our country have not fallen,instead more and more bigger,the gap area of financial services is the trend.This paper studies on the existing a lot of research results.Mainly includes the financial services industry development theory,regional theory,economic growth theory,the financial services industry in terms of empirical studies using the principal component analysis,were selected including financial,banking financial institutions in the financial industry related rate LDR,premium income,insurance depth,the number of listed companies,and rate as an evaluation index system to measure and evaluate the competitiveness of the financial services industry in each region of C hina.Paper,first of all,some important theories relating to the article,and then analyzes the status of C hina's financial service industry,the financial services industry is divided into banking,securities and insurance industry.Through analyzing the current situation of China's financial services industry,choose the bigger influence on the competitiveness of the financial services industry evaluation index.Next according to financial statistics yearbook and the provincial statistical yearbook data,through the principal co mponent analysis on the competitiveness of China's regional financial services.After the results,analyze the causes of this kind of result,thought mainly includes the historical factors,economic development and institutional factors in financial services.Finally,on the basis of above analysis,according to the actual situation of regional financial services industry development,especially on how to improve the competitiveness of C hina's regional financial services put forward the corresponding policy recommendations,including the innovation of the financial services industry,the area industrial structure optimization and coordinated development of the financial services industry,etc.