JHQD Branch Commodity Financing Risk Control Research

This paper analyzes the risks of trade finance of JHQD branches,systematically analyzes relevant domestic and foreign relevant information of trade financing risk management,analyzes the domestic and international pattern types and experiences of bulk trade financing,and summarizes the basic theories and research methods of JHQD branches The basic situation and characteristics of the financing risk management of Chinese banks are studied.The basic principles and development of the commodity financing are introduced systematically.A detailed analysis is made on the current situation and causes of the risks of commodity trade financing in JHQD branches.Risk measurement,monitoring and control aspects and risk disposal aspects of the proposed measures to prevent commodity trade financing risks and suggestions.Especially,based on the macro and micro reason analysis of financing risks in JHQD branch,the paper puts emphasis on the latest risk management experience in the international market and puts forward feasible measures to prevent and control.It is suggested that the banks should study international Risk prevention and control experience,strengthen the training of bank personnel,and comprehensively improve the overall quality of staff;strengthen the concept of risk prevention and control,adjust the management structure;rational planning of financing structure,innovative financing methods and reduce financing risks;Of the risks and benefits of choice of customers,enhance the risk identification of goods financing.Based on this,this study combines the methods of literature review,investigation,comparative analysis,case study and normative research,and the related bills,the content of economic law and the latest banking practice.Combining with the latest international statistical research literature,To analyze the problems in the financing of commodities,and on the basis of the relevant theoretical research,to develop a feasible and reasonable risk control system and its response to the banking system of commodity risk management work to bring some inspiration And theoretical reference value,with strong practical value.