The Effect Of The Basic Medical Insurance System On Household Consumption-DID Model

Early in 2017 national implementation of the new medical insurance system,human resources and social security ministry proposed facilitate integration of urban and rural basic medical system,and efforts to reach the end of all the provinces of the integration of regulation plan.In the case of the state council's implementation of the state council's opinions on integrating basic medical insurance for urban and rural areas,17 provinces have reached the goal of unified management of the universal health care community.Medical insurance system with the continuous development of the state,society,has always been a people care about their own security,and to push the reform of the medical insurance system,in 2017 the implementation of the integration of urban and rural basic medical insurance system of the policy,once again the basic policy to the in front of the public health system,and further on to the problem of policy implementation effect.In this paper,based on China's basic national conditions and for the analysis of the effect of policy evaluation method about the influence of the social basic medical insurance system for household consumption policy assessment,explore the influence of the social basic medical insurance system for household consumption,and is a direct impact on medical consumption to increase household consumption or other circumstances.Is the data used in the research institute of Beijing university of Chinese social survey center-China family tracking(CFDS)data,the data is mainly through to the individual,family,community,three aspects of data tracking survey,reflect the social,economic,social,population and education subject investigation project.This article chooses the combination of normative analysis and empirical analysis,firstly discusses DID model is derived from Rubin counterfactual model and four kinds of estimation methods: torque estimation,linear estimation and nonlinear model and the Abadie,comprehensive test four estimation method,the Adabie and linear model estimation is suitable for the data in this paper;Secondly,the effect mechanism of social basic health insurance on Chinese household consumption was analyzed by using model for urban,rural,age and income groups.Finally to robustness analysis and monte carlo test Abadie nonlinear model to estimate the best fitting micro data,get social basicmedical insurance for family consumption influence policy evaluation effect,so as to give the following Suggestions:For making the government,the government should shift to rural and low income and family tilt,to improve and complement rural social medical insurance,and narrow the gap between urban and rural areas,promote rural residents' consumption growth;The government should lean towards ageing families,removing existing health insurance policies,further increasing subsidies for ageing families and reimbursements for reimbursement.The government should further publicize social health insurance coverage to ensure the safety of families and reduce the uncertainty about the willingness of households to spend.For suppliers of medical insurance institutions,medical institutions should be transparent,fair and further provide family satisfaction of medical service,helps to increase household for the confidence of the social insurance of primary medical treatment,increasing household consumption desire.