National Financial Safety Evaluation And Empirical Research Based On The Efficacy Coefficient Method

Since the 1980's,financial globalization has become an era characteristics and main trend of the development of the world economic.In the process of world economic and financial globalization,the international financial field Show a tendency of rapid development.Financial globalization benefits all countries in the world financial development.It also increased the dependency of country's financial industry to the global finance at the same time.Accompanying with the financial globalization,international financial market turmoil and crisis government small-scale operations,it makes the national financial security affected severely.From then on,all countries enhance the awareness of the country's financial security.Especially after the outbreak of the 1997 southeastern Asian financial crisis,almost all the countries in the world are beginning to make the financial security as a period of study at present and in the future.For now,even if,the financial crisis has not yet happened in our country,but that doesn't mean our country finance is safe.Especially the volatility of the stock market in 2015,the rumored to financial crisis in China,although it stabilized the stock market ascribe of the national team rescue in the end,the financial crisis killed in the cradle,but the process is terrifying.Although our country pass safely through of the two big world financial crisis,but the most reason is just before the lower level of our country finance opening to the outside.This paper is on the basis of the theory of financial security,basing on comprehensive evaluation research of financial security in our country,making every effort to get an accurate assessment of financial security situation and judgment,and to safeguard the financial security in our country,providing evidences for making effective policies.This article first obtains from the concept and characteristics of financial security,expounds the meaning of financial security;Secondly,focus on international economic factors,domestic factors and economic factors,the inner factors of financial system,and the Internet financial factors that is popular in China in recent years,analyzing the main factors of influence our country's financial security at present stage from the four perspectives.Again,according to the experience of scholars both at home and abroad and its own characteristics of China's financial industry to build the evaluation system of financial security,the system contains the national macro economy,financial institutions and external financial security evaluation,including financial institutions safety evaluation subsystem is divided into banking institutions,insurance agencies and securities institutions three secondary evaluation subsystem,using analytic hierarchy process(AHP)and entropy value method,both subjective and objective factors to determine the financial safety evaluation index of the comprehensive weight,and to use the efficacy coefficient method to evaluate comprehensively the financial security of China during 2005-2014,and using the Monte Carlo simulation presents a probabilistic evaluation conclusions;Finally,based on the condition and the results of evaluation of nearly 10 years of financial security,putting forward the pertinent and time-limited financial security policy that is benefit to Suggest to our country's financial security.