Financial Support Research In Urbanization Construction In Inner Mongolia

In this paper,mainly discusses the relationship between the financial development and the rural development.Using data from 1995 to 2013,to analyze synthetically the evaluation index of financial support and urbanization.Empirical Analysis section of this article using Eviews8.0 software.Firstly,built the linear regression model by unit root test and Johansen Cointegration test,and study on financial support of Inner Mongolia in the process of urbanization,Selection of industrial urbanization rate evaluation of urbanization development in Inner Mongolia,Finally using Granger causality test method to determine the causal relationship between the variables.The main conclusion of this paper: Inner Mongolia urbanization construction in terms of financial support,there are many problems,Financial resources allocation is unreasonable,Financial resources to the three cities of Hubei Province gathered,On the distribution of financial resources is also a problem,Loans balance of financial institutions in the autonomous region of Inner Mongolia is mainly made up of industrial loans,commercial loans and construction loans,The proportion of agricultural loans and technical transformation loans small,and will cause difficult to expand production,technical innovation is difficult to be innovative,financial resources to be effectively used,Reduces their role of urban development;Credit demand in the towns is not conducive to financial institutions ’loan options;Countries and regions has not been systematic,coordinated and match combination of support policies and measures;Financial support for rural development helpless single main reason lies in the rural financial products,Unable to meet the rural urbanization process in the growing financial needs of farmers;Whole districts and towns of fit,matching the financial system is far from perfect,And due to the financial profit,Most of the financial resources,financial institutions are tilted to the Center City and areas;Inner Mongolia urbanization construction of infrastructure financing difficulties,Investment in fixed assets mainly self-financing,The very small share of foreign investment;Subject to long-term inefficiency of agricultural activities in the rural areas,Has not yet formed a perfect function of the financial service system,Serious shortage of financial support for the process of urbanization,Resulting in Inner Mongolia rural urbanization delay the global process of urbanization.