The Research On Credit Risk Control And Countermeasures Of Bank S

In recent years,with the development of market economy,small and medium-sized enterprises play a more and more important role in society as a whole,China's commercial banks comply with the law of development,and gradually the important field of SME credit business market as their own development.But because of the small and medium-sized enterprise has its unique in their business,so commercial banks in an effort to effectively solve the problem of financing small and medium enterprises at the same time,how to ensure their own quality of credit assets,how to do,how to realize the double increase of efficiency of small and medium-sized enterprises and commercial banks grow together and other issues in-depth study,has the practical significance important.Papers from the S bank SME credit based,and combining with the author's work experience of many years in the S bank SME credit positions,in-depth analysis the shortcomings of S bank credit risk of small and medium-sized enterprises under the current situation,to control the method on how to improve the S bank SME credit risk of the existing and proposed the rationalization suggestions.The main content of this thesis includes:firstly,introduces the current situation of the development of SMEs credit business of S bank.Secondly,in close connection with the current macro society after the situation,in-depth analysis of the shortcomings of S bank in the small and medium-sized enterprise risk control of credit business.Finally,one by one for the existing problems,put forward the corresponding improvement suggestions,through these proposals,the author hopes in a slow current economic development situation,the S bank can risk control more rational in the face of the healthy and stable development,improve the share of SMEs credit market,steadfast to the local economy to make its own contribution.