China's Online Banking Risk Management Research

With the rapid development of economy,relying on the means of Internet technology and information,online banking has developed rapidly in the Banks,it breaks the time and space constraints,as a new development model,a kind of different from traditional this pattern is to break the traditional bank give us life bring an influence,and it also laid a foundation for the future of banking development,as we see the bank on the net to bring us efficient and convenient at the same time,also cannot ignore the risks it,in particular,it brings some different from traditional banking risks,these new all kinds of risks is more damaging to the development of online banking and far-reaching influence,which is one of the important factors to the development of online banking in China.Paper main research direction is roughly as follows:1 Through the introduction to foreign advanced regulatory model,and combined with the basic situation of the online banking in China compare the difference between in China and abroad in the regulatory system.2 Online risk types and influence.Possible risk of the bank on the net collection and response,and can control the spread of the risk to the greatest extent,by analyzing the various risks of the bank on the net,and points out that Internet banking regulatory governance is indispensable.3 In huaxia bank online banking,for example in this paper.Deep understanding based on the fuzzy analytic hierarchy process(ahp),combined with the huaxia bank risk weighting contrast,use of various indicators of risk weights for huaxia bank online banking risk assessment,thus making theoretical basis to our country commercial bank risk control online.4 Suggestions to China's online banking regulatory issues.By law,market,operations,information communication and so on to make Suggestions for online banking supervision in China.