Research On Internet Financial Risk Management In China

China's Internet finance has entered a stage of deep scientific and technological development,and the scale continues to expand,forming a diversified business model.However,with the innovation of Internet finance,the risks are continuously overlaid and become more complex,difficult to manage and potentially harmful.Strengthening internet financial risk management can suppress risks,stabilize financial system and promote the healthy development of the real economy.In recent years,the government and self regulatory organizations have strengthened regulatory constraints,forming a diversified risk management body and multi-level supervision system.The construction of big data technology monitoring system has become the core task of Internet financial risk management.Using traditional methods to manage Internet financial risks should fully combine the business characteristics,risk status and industry characteristics of enterprises.The internal control of Internet financial risk takes enterprises as the main body of management to prevent and control risks,which is the most direct and effective way of risk management.Based on big data,risk internal control can cope with internet financial risk more effectively,and big data technology will be applied more and more widely in risk management.This paper,based on the related concepts and theories of Internet financial risk management,combines the current situation of Internet financial risk management,studies the process of Internet financial risk management in detail,uses the WBS-RBS method to identify the Internet financial risk causes,and analyzes the measurement methods for different types of Internet financial risks.And management strategy,and then construct the internal control system of Internet financial risk,and put forward the management thought of applying large data to risk internal control and some suggestions to strengthen the management of Internet financial risk in China.