Investigation And Analysis On The Borrowing Behavior Of Large Grain Farmers

China is an agricultural country,and it is the "three rural issues" has become China's new rural comprehensive construction well-off society and hinder,to promote the new rural construction,should look mainly gathered in the "three rural problems".In recent years,with the development of rural economy and the deepening of reform,the trend of non-agricultural population is becoming more and more obvious,with the growing constantly optimize the tilt of Huinong agricultural policy and agricultural industry structure,large scale food production operators continue to emerge from all over the country,it has gradually become the main force of agriculture.It embodies the traditional agricultural management style evolution and the development direction of agricultural production.The development of large grain cannot do without the support of rural finance,but the large grain of our existing rural financial system of our country is booming large grain formation constraints,the financing problem has become a major factor restricting its production and operation.Large grain is the important needs of rural financial market,due to the large scale of economy,capital demand is strong,but agriculture leads to the need for funds often self saved,usually requires external financing to meet the needs of its funding and development,and China's current rural financial system often makes large grain loan demand can not be met,but resulted in the loss of rural capital,have serious negative effects on the development of China's agriculture and rural areas.The borrowing behavior of large grain development and food for their production have a significant impact,while the large grain crop production is directly related to the trend of China's agricultural products market and the competitiveness in the international arena,borrowing large grain and so on to regulate and guide is very important.In this paper,based on the survey data of 320 households in Liaoning Province,based on the data obtained from the questionnaire,this paper studies the current situation of the behavior of large grain farmers.Specifically,on the one hand,the basic situation of the large grain of descriptive statistical analysis,summed up the first large grain sample characteristics,including the large grain makers age,gender and education level,population and labor force,the family business has whether agricultural,agricultural machinery,provide agricultural services,business scale and income etc.again;summed up the status quo and characteristics of large grain loan demand and lending behavior,a comparative analysis of credit demand and credit behavior status and characteristics of different size of large grain;On the other hand,the logistic model is used to analyze the influencing factors of the borrowing behavior.Finally,based on the analysis,the paper puts forward some suggestions.