| With the rapid development of Internet technology in recent years,with the third party payment,such as network,electronic bank lending financial rapid rise of the Internet,not only changed people's spending habits,impact city commercial bank's traditional business model,also has given rise to a large number of new financial service demand,bring huge market to the commercial bank,under the background of the current economic environment,the traditional commercial Banks should be how to seize the opportunity to promote the development of the Internet financial business,sustainable road,is worth studying.Anshan bank as the representative of my area of city commercial Banks has been successfully launched online banking,mobile banking,quick pay treasure to third party payment such as financial services,Internet and achieved some results.But Anshan Banks still face challenges under the new situation,need active innovation transformation,to develop the Internet new mode of financial innovation.Based on the present situation and development trend of the development of the Internet financial,using the model,this paper analyzed Anshan bank Internet banking business strengths,weaknesses,opportunities and challenges,believe that Anshan Banks under the new situation,ideology and culture,business model,company,individual and comprehensive business challenges,but at the same time the use of "big data","Internet+" on financial regulation,risk control,facing new opportunities and customer resources in Anshan Banks should play their own advantages,make good use of the current time,complement each other,improve the body,challenge themselves and by strengthening cooperation,process re-engineering,attaches great importance to the customer experience,to strengthen the construction of innovation mechanism,strengthen the data integration,improve the level of internal management measures such as development of the Internet financial business actively,realize sustainable development. |
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