Application Of Value-added Internal Audit Of Commercial Banks

With the development of social economy,commercial Banks have made great progress in application of internal audit,the audit system change every day,but the banking industry and the changing political environment and economic environment for the internal audit of commercial Banks put forward higher requirements.Commercial bank belongs to the industry with high debt,its market positioning is the enterprise value maximization,which increase the overall value of the commercial bank is a never outdated topic.Commercial bank is decided by the nature of its internal audit frequency should be much higher than other enterprises,at present our country most of a bank or at the most basic financial internal audit stage to simply the disadvantages of error correction,all this audit system has been unable to keep up with the pace of The Times.Today,the application of value-added internal audit is the most effective tools for rapid development of commercial bank,at the same time,the application of the banking system of value-added internal auditing can to a certain extent,prevent chaos in the economic order.Therefore,this article through to the commercial Banks of value-added application research of the internal audit activity,this paper expounds the characteristics of commercial Banks of value-added internal auditing,the shortcomings in application process and solving methods,finally combining with P successful application of value-added internal audit is analyzed.This paper first introduces the concept of value-added internal audit,through the value-added internal audit were compared with the traditional internal audit draw of the two different,then analysis the characteristics of the commercial Banks of value-added internal auditing.Secondly,the article introduces the present situation of the commercial Banks internal audit,commercial Banks to carry out the value-added internal audit present problems and its reasons were analyzed.Again,the article puts forward Suggestions for commercial Banks to implement value-added internal audit,including improve internal environment;Clear market positioning;The risk assessment system;Improve the internal control;Integrated into electronic information.Finally,the article with P bank successful application of value-added internal audit system as a case study and put forward feasible Suggestions.