Research On Accounting Risk Optimization Management Of XY Bank Chang Chun Branch

As the process of economic globalization and the deepening of financial reform,commercial Banks as a financial intermediary occupies very important position in modern economic society.Business activities in the commercial bank,the bank of the accounting work is always throughout the bank business process,its operation is smooth directly affected if commercial Banks can be healthy and rapid development.1However,in recent years,our country commercial bank accounting risk frequent case,the amount,not only bring huge economic losses to the country,and brings to the bank credit.Therefore,commercial bank accounting risk prevention is an important part of the bank's risk management.Strengthen the accounting risk identification and control,effectively guard against and dissolve the risk of bank accounting become the key of the bank's risk management.This article is based on bank accounting basic theory knowledge,gathered a large number of relevant literature on commercial bank accounting risk,accounting risk management problems at present stage,analyze its risk points,mainly includes: accounting personnel work confusion,the supervision of the inspection,the lack of government investment in science and technology,accounting personnel risk awareness is not enough,and so on.By analyzing the typical cases encountered in practical accounting work,put forward the optimization scheme to solve the problem of accounting management and safeguard measures.So,a perfect,systematic and efficient accounting risk management system is the root of the problem solving,improve the level of accounting risk management,to strengthen bank risk prevention management for standard bank accounting work,improve the quality of accounting information,is more advantageous to establish prevention mechanism to resist the external complex environment,reduce the risk of commercial bank accounting.