Research On Financing Optimization Of Small And Med Ium Sized Enterprises In China

SMEs(Small and medium sized enterprisesis)an important force to promote China’s economic and social development.But in China such a large state-owned banks in the credit market and the construction of capital market is still not perfect country,the financing difficulty of SMEs of this universal problem is particularly prominent,has been restricted to the economic and social benefits,so the optimization of SMEs financing environment is imminent.The existing financing modes of SMEs,such as financial funds,bank loans,self financing,venture capital,equity financing,etc..Based on the status of SMEs in the economic development of our country’s development and characteristics,combined with the analysis of the theory of capital structure,financing theory and financing of SMEs of our country for the specific situation,to explore the current situation of financing of SMEs in China and the reasons,the fundamental reason of financing.The conclusion of this paper is: to solve the financing problem of SMEs is the key to corporate government,financial institutions,the three party joint force,establish and perfect for SMEs financing mechanism and social credit system,and actively promote the diversification of channels,market management norms of SMEs financing and structure rationalization.At the same time,from the creation of equal financing environment for SMEs,improve three aspects of the financing of SMEs and SMEs to improve their quality of service and so on,put forward countermeasures to alleviate the financing difficulty and expensive of SMEs.