Research On The Financing Ecosystem Of Small And Micro Enterprises With M Enterprises As The Core

The development of Internet banking in recent years,injected new vitality to China's financial industry,to a certain extent,solve the financing problem of Small and micro businesses.The development of credit platform makes the credit mode diversified,but its safety has aroused widespread concern in the community.Since 2008,China's small and micro enterprise financing rapid development.To a certain extent,effectively solve the financing difficulties of Small and micro businesses,but because of the domestic regulatory policies,macroeconomic environment and micro loan company's own market positioning and other reasons,it is facing shortage of funds,financing difficulties and other problems.Melting only in January 2015 to March,the country appeared to ask The credit platform has more than 160,which greatly disturbs the credit market order,serious damage to the interests of the enterprise.And some Small and micro businesses in order to obtain the necessary funds,even at the cost of lending to private credit institutions,high interest payments makes Small and micro businesses operating snow and frost in the current financial market.Under the environment,to create a healthy,green ecological security credit platform to protect the legitimate rights and interests of Small and micro businesses,this is the focus of the current issue of social concern,but also a hot issue of academic research.This article from the enterprise financing theory of small micro finance,corporate finance,management science basic theory analysis;to Small and micro businesses financing as the research object,combined with the current Small and micro businesses financing situation,through institutional environment,the core business choice,ways of network and value network establishment and financing ecosystem ecological financing operation circle the benign mechanism,construction of M company as the core of the Small and micro businesses financing ecosystem,solve the financing problems of Small and micro businesses through mechanism design,and promote the healthy development of Small and micro businesses,but also provide a reference for China's small and micro financial institutions development direction.