Research On The Development Of Commercial Factoring Business In A Company

Small and medium enterprises "financing difficulties" has a long history,in the real world and academia have caused many research on the optimization of corporate financing model,in various financing models,factoring financing unique.Although China's long-standing factoring factoring,but from the "Nanjing Ericsson defection" after the incident,began to focus on innovation mode and factoring into the fast lane.Factoring in accordance with the background of the shareholders are divided into bank factoring and commercial factoring,factoring market in China is dominated by bank factoring,which is related to the indirect financing of the financing market in China and the late start of commercial factoring.At present,the academic research on the commercial factoring is less.With China's economic development has entered a new norm,the financing difficulties of small and medium-sized enterprises bank monetary tightening,factoring is the inverse of credit cycle,the economic situation down,more can stimulate the development of factoring,the factoring business is also growing demand.The development of commercial factoring from the Ministry of Commerce on June 2012 agreed in Tianjin Binhai New Area,Shanghai Pudong New Area to carry out commercial factoring pilot started,the rapid development of the industry,as of the end of 2015,China had 2514 commercial factoring companies registered,an increase of 144%,the national commercial factoring business volume of more than 200 billion yuan,representing an increase of 1.5 times.A company was founded in 2013 is a rapid development of commercial factoring companies,based on the summary of the related literature at home and abroad and the existing theory on the basis of commercial factoring financing mode system analysis and comparison of A company is carried out,combining with the current situation of the company's business scope,deal with the business risk and puts forward some promoting factoring business development advice.At present,the commercial factoring is small and scattered,and it has not yet appeared in the leading enterprises,hoping that this paper can provide reference for the development of commercial factoring.