A Study On The Impact Of Capital Supervision On The Develmpment Of Intermediary Business Of Chinese Commercial Banks

Bank capital supervision has always been the core of banking supervision and management work,the "Basel ?" issued in 2010 under the background of the global financial crisis and the "Guidance on the implementation of the new regulatory standards for Chinese banks" issued by the China Banking Regulatory Commission in 2011 More impose stricter capital requirements on commercial banks by stringent capital definitions,higher minimum capital requirements and the new proposal of the capital buffer system.At the same time,China is in the background that interest rate market reform is basically completed and the market competition is further increasing,the strictization of capital regulation further strengthens the profit margins of the traditional deposit and loan business with high capital consumption,so as to promote the Chinese business Banks to change the long-term formation of the extensive growth model that depend on the deposit and loan spreads,and gradually shift the focus of development to the middle business.Therefore,it is of great significance to study the influence of capital regulation on the development of intermediary business in Chinese commercial banks.This paper follows the research route of the theory guide the practice.This paper analyzes the development and the insufficiency of the intermediary business of China's commercial banks under the premise of combing the relevant theories of the development of commercial banks' intermediary businessand,than from the theoretical and empirical aspects this paper analyzes the influence of capital regulation on the development of intermediary business of Chinese commercial banks on the basis of interpreting the relevant requirements of capital supervision.And finally draws the conclusion that capital regulation has positive effect on the development of intermediary business of Chinese commercial banks,and puts forward relevant countermeasures and suggestions on the development of intermediary business of Chinese commercial banks on the basis of these studies.