Research On The Medical Insurance Mode Of Special Medicine In Hangzhou

With the continuous development of social economy,the medical and health system reform forward,urban and rural social security system which has been initially established.However,in recent years,people's medical expenses rose too fast,remote medical inconvenience gradually,population aging will increase the operating pressure of the social medical insurance fund.National level for commercial health insurance support policies continue to introduce,for social insurance and commercial insurance cooperation opportunities.How to establish an effective mechanism to effectively promote the cooperation of social medical insurance and commercial health insurance has become the urgent problem to be solved at all levels of government.Based on the study of the related literature at home and abroad,the developed countries and domestic pilot city specific on the basis of practical experience,the introduction of international medical insurance reform experience,namely the introduction of market mechanisms based on keeping the leading position of the government,give full play to the advantages of government and market,fairness and efficiency,the balance of rights and responsibilities.Strengthen the social medical insurance and commercial health insurance cooperation,has more advantages than disadvantages,opportunities than threats,but need to clarify the position in the social security system in the implementation of medical security level appropriate,formulate the cooperation mode suitable for local characteristics,so as to further promote the development of medical security system.In the social medical insurance market and the commercial health insurance market in key analysis of Hangzhou City,Hangzhou city with serious illness insurance policy in Fuyang district operation practice experience,proposed to promote the special disease medical insurance in Hangzhou city government enterprise cooperation related improvement fund management mode,and from strengthening the policy guidance and supervision,careful selection of professional Business insurance company and the establishment of long-term financing mechanism,establish the elaborate security measures corresponding to perfect the tax preferential policies in four aspects.In this paper,the Medical Insurance Mode of Special Medicine to the public health cooperation of Hangzhou medical insurance which will be a breakthrough point,the proposed improved scheme will play a theoretical support for the implementation of Hangzhou's public-private partnership policy in the future.