Research On Internet Finance Development In Agricultural And Pastoral Areas Of Xilin Gol League, Inner Mongolia

With the development of the autonomous region a high economic growth rate,the government and financial institutions have increased investment in agricultural and pastoral areas of policy,financial support,agriculture and husbandry has made considerable progress,but it is undeniable that since most urban autonomous region of small scale and scattered population,balanced development in slow,the current economic development in most towns of agricultural animal husbandry is still in a relatively backward state,lack of financial services,the income of farmers and herdsmen in the slow growth of capital operation difficulties,restricting the transformation and development of the autonomous region.As the central region of the autonomous region of the rapid rise of agriculture and animal husbandry Union--Xilinguole,in this special period,rural finance has played an irreplaceable role in regulating the rural capital surplus and deficiency,rural settlement service etc..In Ximeng,with much land and few people urgent,need for transformation and development of agriculture under the condition of traditional banks,credit cooperatives and other financial services can not meet the financial needs of farmers growing need.Internet finance,because of its property of light application,fragmentation,timeliness of financial penetration into the vast rural areas is the inevitable trend of the development of rural finance.Therefore,from the perspective of supply and demand in the rural and pastoral areas,scientific investigation of Internet financial development strategy,will help alleviate the financial contradiction in agricultural and pastoral areas of Ximeng,helps to speed up the economic and social development in rural and pastoral areas.At present,the domestic and international research on the financial aspects of the Internet for the developed areas,large and medium cities,or for a certain aspect.Then,many of the rural population,agriculture and animal husbandry mixed,demand,and diversification of Inner Mongolia prairie towns in agricultural and pastoral areas of financial needs and Internet financial services research literature is less.Based on the comprehensive investigation on the development of economy,Ximeng and pastoral areas of financial development present situation,through the investigation of household borrowing behavior,from two aspects of supply and demand in-depth analysis and Research on the agricultural and pastoral areas Ximeng financial services,to reveal the current supply and demand point set of contradictions,and the advantages and disadvantages of area the Internet Financial Development Suitability Analysis,effectiveway to guide discussion and Ximeng suitable for Internet financial services development,so as to realize the rural economic development of financial function and demand of rural financial system on the financial function of the supply of the balance of the two;at the same time,agricultural and pastoral areas in response to the economic subject more and more diversified financial needs.