The Research On Risk Management Of Rural Road Network Project Loan Of Qinhuangdao Branch Of The Agricultural Development Bank

Risk management is a complex system engineering in the banking management system,In order to achieve effective prevention and control the bank loan risk,and ensure the safety of bank loan purposes,banking institutions should not only from the internal management,organizational structure,rules and regulations strictly regulate,and use at home and abroad advanced risk management techniques and tools for risk management.Construction bank internal organization,perfecting the internal control system,and build a comprehensive risk management system,the concept of risk management throughout the banking business and all aspects of the business.First of all,this paper introduces the content and background of this study,the development and the status quo of research at home and abroad,and compares the risk management at home and abroad.Secondly,it introduces the meaning and function of risk management,analyzes the Basel protocol,the comprehensive risk management theory and the risk assessment method,and provides the theoretical basis for the further analysis of the loan risk of n bank rural road network project.Then,it introduces the functions,nature and business scope of agricultural development bank of china Qinhuangdao branch.Analyzes the agricultural development bank of china Qinhuangdao branch loan risk management system,and introduces the risk management analysis method adopted in the daily work of n bank.And analysis of n bank rural road network project loan status,support and loan model.introduces the methods of loan risk management of rural raod netwok project in agricultural development bank of china Qinhuangdao branch,and offer the problem.Thirdly,analyzed agricultural development bank of china Qinhuangdao branch's risk prevention and control methods,put forward the problem,based on the agricultural development bank of china Qinhuangdao branch loan risk management system is established from risk management organization ? risk management process ? internal controls and risk assessment.Finally,Puts forward some measures to be taken in the risk management of agricultural development bank of china Qinhuangdao branch,including improve the system of comprehensive risk management policy process,strengthen the construction of interengthen the construction of tinternal control,which guarantees the loan risk management system designed.