Study On The Optimization Of Basic Endowment Insurance System For Urban And Rural Residents Of Jinjiang

As a general of the people’s livelihood projects,urban and rural residents basic endowment insurance involving the vital interests of the masses of urban and rural elderly people in China.Our country began to pilot the new rural social endowment insurance system in 2009,and then set up urban residents of social endowment insurance system in 2011,In the February 7,2014,the government decided to merge the two system to promote the establishment of the system of basic old-age insurance for urban and rural residents.Jinjiang,as one of the first new type of rural social endowment insurance pilot,become one of the pilot started operation since 2009,all levels of government attaches great importance to the beginning of the system running.Ginseng protect people covered the social endowment insurance to participate in worker endowment insurance and authority over all 16 one full year of life.Due to the Jinjiang small gap between urban and rural areas in Jinjiang,so at the beginning of implementing,adopted the urban and rural integrationg policy.Based on the operation situation of Jinjiang basic endowment insurance system for urban and rural residents is explained on the basis of public management theory,combined with relevant analysis by means of questionnaire on the system in the operation of the existing problems and puts forward the improvement scheme,emphatically from the basic pension adjustment,improve the masses organization of ginseng protect intend to and perfect the fund management and improve the grass-roots level four aspects were studied.Through literature analysis,grasp the domestic and foreign research progress of related fields,consolidate the essential theoretical foundation of the system of basic old-age insurance for urban and rural residents;Through the comparison analysis method for system implementation of the advanced experience of other regions for Jinjiang provide reference for basic old-age insurance system of urban and rural residents,complement each other;Through the interview method,insight into the system running results and shortage,and the masses in the system of evaluation and expectation.On the basis of comprehensive analysis,this paper argues that,in view of the problems fundamental annuities level is low,in terms of entry,to establish a long pay more payment incentives,while encouraging collective allowance policy;In the export side,the government fundamental annuities level can be linked to factors such as economic development level,improve the pension automatic adjustment of flexibility.For the ginseng will not high question,the government can focus on systematic publicity system of basic old-age insurance for urban and rural residents,and through the guidance of grassroots government organize the masses to participate in.In view of the fund management problems,by improving the overall level,flexible fund management;By making laws and regulations and ensure the safety of the fund management is effective.According to organization of grass-roots level low problem,by improving the operation level of the person in charge and perfect handling hardware at the grass-roots level standard methods to solve.The study in theory has enriched the research achievements of urban and rural residents basic endowment insurance,in fact in other areas in the system operation has practical significance.