Study On The Problems And Countermeasures In The Implementation Of The Pension Insurance System For Urban And Rural Residents In Heilongjiang

China is now in a critical period of building a well-off society in an all-round way.Pension security is been as a powerful support to safeguard the vital interests of the masses,it' s the key to promoting social construction focusing on ensuring and improving people's livelihood.At present,the emphasis of China's social endowment insurance is to upgrade the overall level of endowment insurance,early realization of the national pension insurance co-ordination.the most important is the overall development of the social pension insurance system for urban and rural residents.Heilongjiang province is a big agricultural province,To promote the co-ordination of urban and rural social pension insurance system.For the work of old-age security to solve many of the agricultural population in Heilongjiang province is of great significance.Promote the overall development of urban and rural old-age insurance system,not only can accelerate the process of urban and rural integration development,it also lays a good foundation for the national co-ordination of endowment insurance.Heilongjiang province is now in the initial stage of social and social security system for urban and rural areas,Although the full coverage of the system has been basically achieved,Social security level is also gradually improved.But,due to fragmentation of the system.social security,urban and rural differences and complex management systems.Leading to urban and rural residents can not equal access to basic old-age security treatment.Only to speed up theimprovement of the old-age insurance system for urban and rural residents in Heilongjiang Province,ensurc the overall promotion of the system in Heilongjiang Province.In order to maintain the healthy and steady development of urban and rural pension insurance system,To lay a solid foundation for the all-round development of a well-off society.the co-ordination of the system is not smooth,the enthusiasm of the rural masses is not high,the level of' subsidy protection is not in place,and the fund operation supervision is difficult and so on.On the basis of Marx's theory of social security and institutional change,Sorting out and analyzing the development process and current situation of urban and rural pension insurance in Heilongjiang.It is found that there are four main problems in implementing the old-age insurance system for urban and rural residents in Heilongjiang Province:And these problems arc mainly caused by the fragmentation of the old age insurance system,the inefficiency of the incentive mechanism for the masses,the lack of concrete implementation rules and the"two yuan" policy of urban and rural development.By using the methods of literature research,comparative analysis and quantitative analysis,Draw and learn from Japan.Sweden,Chile,three countries,"multi pillar pension model"."fund self" balanced" pension model,"fund privatization management type" pension model,and successful experiences in balancing urban and rural social pension insurance system in three districts of Xi'an,Chengdu and Chongqing.The development of social endowment insurance system for urban and rural residents in Heilongjiang province is put forward:Improve the system cohesion,increase the masses to participate in the incentive,and raise the level of security,regulate old-age security management system countermeasures and suggestions.